Audio Podcast on Risks of Skipping Retirement Planning Retirement can feel like a distant concept, especially when you’re young and juggling immediate financial pressures. It’s tempting to put off planning, thinking “I’ll deal with it later” or perhaps hoping things will just work out. But choosing not to engage in retirement planning isn’t just delaying a task … Read more
Audio Podcast on Retirement’s Three-Legged Stool When financial experts talk about funding retirement, you might hear the phrase “three-legged stool.” While perhaps a bit dated, this analogy provides a simple and helpful framework for understanding the traditional sources people relied upon (and ideally still aim for) to support themselves financially after they stop working. Understanding … Read more
Audio Podcast on Inflation and Retirement Savings When you start planning for retirement, especially decades in advance, it’s easy to focus on hitting a specific savings number. Maybe you aim for $1 million, or $2 million. But there’s a silent, persistent force working against that goal: inflation. Inflation is the gradual increase in the prices of goods … Read more
Audio Podcast on Inheritance: A Bonus, Not Your Retirement Plan It’s a fortunate position to be in – knowing that someday, you might receive a significant inheritance from parents, grandparents, or other relatives. It can feel like a safety net, potentially easing concerns about your own financial future. This sometimes leads to a tempting question: … Read more
Audio Podcast on House Deposit vs. Retirement Fund Saving money is a cornerstone of financial health. But how you save and where you put that money should depend heavily on what you’re saving for. Two common major savings goals, especially for younger adults, are buying a house and funding retirement. While both require discipline, the strategies involved are fundamentally different. Understanding … Read more
Audio Podcast on Beyond the Bank Account When we talk about retirement planning, the conversation often revolves around numbers: savings goals, investment returns, withdrawal rates. Financial security is undoubtedly the bedrock of a comfortable retirement. However, focusing solely on the money misses a huge piece of the puzzle. Truly effective retirement planning involves thinking deeply about the lifestyle you … Read more
Audio Podcast on Retirement Planning in Your 20s? Retirement planning? In your 20s? It might sound like something reserved for your parents or even grandparents. You’re busy launching your career, maybe paying off student loans, saving for a down payment, and just figuring out adult life. Retirement feels lifetimes away. But here’s the secret: understanding … Read more
Audio Podcast on Retirement Planning Defining Your Financial Future Retirement – it’s a phase of life many look forward to, envisioning freedom, travel, and time for passions. But achieving a comfortable and secure retirement doesn’t just happen; it requires foresight and deliberate action. This is the core concept of retirement planning: a proactive, lifelong process of … Read more
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